They say we get wiser as we get older, but let’s face it: Many new uncertainties and challenges can crop up as people get deeper into their golden years. Changes in physical health and issues with memory can mean you—or your elderly parents—might require new types of never-before-needed assistance.

That’s why in this Whistle Stop Report, How to Help Parents—and Yourself—Live Better at 80, 90 and Beyond,

Are you a fast-acting “do-er?” Taking quick, decisive steps when confronted with a challenge—or a potential opportunity—is often praised by our families, our bosses and even our entire culture. But is it the best way to achieve great outcomes?

Maybe not. It turns out that the most financially successful individuals and families tend to take a very different approach when faced with adversity and opportunity, in both their professional and personal lives. In this month’s Whistle Stop Report,

Supporting favorite causes and nonprofit organizations is a top priority for many of us as we seek to not just do well but also do good. Indeed, we find that charitable giving is consistently one of the key financial concerns shared by many affluent individuals and families.

But are your charitable contributions doing all they can—for your chosen charity as well as for your own bottom line? Too often, we see philanthropic efforts that don’t generate nearly as big an impact as they could.

A well-crafted estate plan can potentially allow you to pass on your assets as you see fit, and minimize the state and federal tax bite that often accompanies the transfer of significant wealth.

If it’s up to date, that is. Far too many estate plans today are several years old—and therefore may not reflect important changes in tax laws and other developments. The result: These plans could be outdated, and no longer positioned to deliver the expected outcomes.

In this Whistle Stop Report Three ‘Spy Secrets’ That Can Protect You, Your Family and Your Business  a former CIA operative reveals some of his best spy strategies that regular people like us can use every day to safeguard two things that are most precious to us: our lives and the lives of our loved ones.

We think you’ll be surprised by some of the tactics he recommends,

Even the wealthiest among us have fears and concerns that can keep them up at night. What’s more, they often share many of the same worries the rest of us have.

But there is one big difference: The extremely affluent tend to take some highly effective action steps to address those worries and, quite often, overcome them.

In this Whistle Stop Report, The Super Rich’s Three Big Fears—and How They Work to Overcome Them,

If you’re part of the roughly 85 million American families who own a pet, you might want to make sure they’ll be okay if you pass away unexpectedly. One smart way to do that: Include your furry family members in your estate plan. Otherwise, they may end up in a shelter—or worse.

In this Whistle Stop Report, Estate Planning: Don’t Forget Your Pet!, you’ll learn how to identify a caregiver for your pet and how to put a formal plan in place that can help ensure your dog,

Some of the wealthiest investors, entrepreneurs and families appear to be extremely skilled at playing the long game. That means they have a concrete vision of their ideal future years (or even decades) from now and they take specific, carefully considered action steps at every stage in an effort to maximize their ability to make that vision a reality. This approach may be one of the things that differentiate more successful investors from most of their far-less-successful peers.

Certainly, none of us ever wants to face a medical crisis. However, it’s quite likely that you or a loved one will someday receive a serious health diagnosis. And when that happens, it’s important to know what to do.

This Whistle Stop Report, What to Do When the Doctor Has Bad News, spells out how to get a handle on the best steps to take to smooth out the treatment process,

It’s safe to say that just about all of us wants to enjoy a great quality of life and be happy. That’s why I’m pleased to deliver this Whistle Stop Report, It’s Time to Get Serious About Your Happiness. It provides a practical three-step process that can help most anyone can use to become happier—something we can all use these days.

Click Here for our full report It’s Time to Get Serious About Your Happiness